Term Life Insurance is an inexpensive type of policy used to assist with short term financial responsibilities such as mortgage payments, college tuition, consumer debts, etc.
Whole Life Insurance will protect your family for as long as you continue to make timely premium payments. You can also take out a policy loan to borrow moeny from cash value from your account.
Instant Issue Term Life will give you coverage WITHOUT a medical examination.
If you are over the age of 55 you can obtain coverage without a medical examination. Premiums do not increase over time. Coverage includes estate taxes and providing financial support to children.